Our loans minimum and maximum period for repayment of the loans are 3-12 months.The maximum Annual Percentage Rate is as per Quebec law 34%(APR)Example of a 500$ loan on a 12 month period: 500$ plus 34% (170$) year total cost will be 670$ or 14.16$ of interest per month, Loans are repayable from 3-12 months depending of the amount and can be closed at any moment.